The Evolution of AI: Artificial Judgement

AI was the promise. Judgement is the delivery. SignalDeck doesn't just predict–it reasons, weighs evidence, applies policy, and delivers accountable verdicts with confidence scores and explainability. 55 Judgement Pipelines across Banking, Credit, Insurance & Logistics.

πŸš€ v44.5.0 Judgement Engine
βœ“ 4 Regulated Sectors
βœ“ Real-Time Verdicts
βœ“ Auditable Reasoning
βœ“ Enterprise Architecture

Artificial Judgement Across Regulated Industries

Not just decisions–reasoned verdicts with confidence, risk quantification, and policy compliance. Every judgement is explainable and auditable.

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Logistics & Supply Chain

15 judgement pipelines: route optimization, customs risk evaluation, reroute reasoning. Each verdict includes confidence score, risk factors, and policy justification.

  • βœ“ Reasoned reroute verdicts
  • βœ“ Customs risk judgement
  • βœ“ Last-mile optimization
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Banking & Financial Services

10 KYC and fraud judgement pipelines. Every verdict includes adverse action reasoning, FCRA/ECOA compliance documentation, and audit trail. 67% false positive reduction.

  • βœ“ KYC judgement in <30 seconds
  • βœ“ Fraud risk verdicts with evidence
  • βœ“ Auditable credit reasoning
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Credit & Lending

14 credit judgement pipelines: eligibility verdicts, limit reasoning, delinquency risk assessment. SR 11-7 compliant model governance with full explainability.

  • βœ“ Eligibility Verdict v1
  • βœ“ Limit Reasoning v1
  • βœ“ Delinquency Risk Assessment v1
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Insurance Underwriting

16 underwriting judgement pipelines. Risk classification with confidence intervals, pricing verdicts with factor breakdown, bias monitoring. 4x faster time-to-quote.

  • βœ“ Risk Classification Verdicts
  • βœ“ Pricing Judgements
  • βœ“ Policy Rules Engine
55
Judgement Pipelines
4
Regulated Sectors
⚑
Real-Time Verdicts
92%
Regulatory Compliance
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Enterprise Grade

Enterprise-Grade Compliance and Accountability

Architecture aligned with U.S. financial regulations. Complete audit traceability. Every verdict is explainable and defensible.

Verified Regulatory Compliance
92%
6 major U.S. regulatory frameworks β€’ Enterprise-grade architecture
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FCRA
94%
Fair Credit Reporting Act
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ECOA
95%
Equal Credit Opportunity
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GLBA
89%
Financial Privacy Protection
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ADA
86%
Accessibility Standards
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SR 11-7
93%
Model Risk Management
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CCPA
97%
California Privacy Rights

Enterprise Security Features

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End-to-End Encryption
TLS 1.3 + AES-256
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Multi-Factor Authentication
JWT + HMAC-SHA256
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Complete Audit Trail
Every verdict logged
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Multi-Tenant Isolation
Row-level security
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Fair & Transparent Judgement

We monitor our judgement models daily to ensure fair and non-discriminatory verdicts, complying with federal equal opportunity laws.

  • βœ“ Disparate impact detection (ΓŽβ€_seg metric)
  • βœ“ Daily cohort analysis and statistical monitoring
  • βœ“ Comprehensive documentation of model limitations
Adverse Action Documentation

Automated generation of compliant notices with full reasoning when credit is denied or conditioned unfavorably.

Full Compliance
FCRA Β§615 β€’ ECOA Β§701(d)
πŸ“„ View Our Privacy Notice β†’

How Artificial Judgement Works

From raw data to reasoned verdicts in milliseconds

1

1. Evidence Intake

Submit your case via API or CSV. Our system ingests and validates the evidence (features).

2

2. Judgement Processing

The Judgement Engine evaluates evidence, applies policies, weighs risk, and computes confidence.

3

3. Reasoned Verdict

Receive a verdict with confidence score, policy gate, risk metrics, and full explainability.

Strategic Investment in Judgement Infrastructure

Start with complete operational validation. Evaluate the impact on your current decision architecture. No initial financial commitment.

🎯 Start Operational Validation

Complete evaluation without initial investment requirements β€’ Enterprise configuration included